The Credit Card Tune-Up
I’m not a fan of personal credit cards. I don’t carry any, and at Get Rich Slowly I advocate that others avoid them too. Still, many people love them for the bonus programs. (My wife is devoted to her 1% cashback from Discover.)
Those who use credit cards may be interested in Credit Card Tune-Up, a web-based tool that recommends the best rewards cards based on parameters you provide.
Choosing the right credit cards to maximize your cash back rewards can be daunting. There are hundreds of cards to choose from and their reward structures are a mish-mash of tiers, limits, and categories. Plus, credit card companies frequently offer new cards and change their existing cards’ reward structures. The Credit Card Tune-Up tool makes all of that easy. Just plug in how much you spend each month, press Enter, and you’ll be presented with a list of recommended cards sorted from best to worst by your expected annual reward.
This site looks quite impressive. If I used personal credit cards, I’d be all over this!
![[tips [-at-] moneyhacks [-dot-] org]](http://www.moneyhacks.org/images/tips.jpg "Please include any credit information you'd like posted, too"){kind=small}
Joel (Creator of Credit Card Tune-Up) said,
February 3, 2007 @ 4:19 pm
Thanks for the complimentary write up!
I’m Joel, the fellow who created the Credit Card Tune-Up tool.
I’m surprised you haven’t embraced this money hack (rewards cards). It’s my personal favorite. It’s like always having a coupon for every purchase, but not having to exert any effort. Most peoples’ spending profiles can earn 2% back overall if they use the right card or two. Just using a card like AmEx Blue Cash or Citi Driver’s Edge is all it takes.
Thanks again!